What happens to you when you are unable to perform your regular employment because you were injured while performing your volunteer duties? Will your agency help buy food for your table or assist with your mortgage or rent payment? CRPOA urges you to check with your agency before the need for support becomes a necessity. To supplement any coverage you may currently have, CRPOA offers one the best disability programs available to Reserve Peace Officer, Volunteers in Law Enforcement and Search and Rescue members in the United States.

As a member of CRPOA, if within 30 days from the date of the accident, accidental bodily injury causes you to be continuously and totally disabled and prevents you from performing the duties of your gainful occupation, you will receive a maximum of $400 per week for 26 weeks following a 5-day waiting period. During the period of disability you will be required to be under the care of a qualified physician or surgeon, and the maximum weekly benefit payment shall not exceed 100% of your Normal Weekly Earnings. Your "Normal Weekly Earnings" means the sum equal to the average normal weekly wages which have been subject to withholdings for Federal Income Tax purposes during the twelve full calendar months immediately preceding the month in which the injury occurred. This coverage is paid to you in addition to any additional coverage that you may be receiving.

So what do you have to do to receive this disability coverage?

Covered Accidents, Coverage Period and Reporting Requirements

• You are a Reserve Peace Officer, Volunteer in Law Enforcement or a Search and Rescue member in good standing with CRPOA.
  
  
• The accidental injury, which was unintended, unexpected, and unforeseen occurred while you were on duty; defined as from one (1) hour prior to your scheduled "sign in" time to one (1) hour your schedule "sign off" time; as a volunteer performing the duties defined by your agency as your volunteer duties including:
  
  
  • attending a scheduled volunteer training meeting.
  • business travel to board meetings or recruitment or any travel for your agency or on behalf of CRPOA.
  • commutation - to or from your law enforcement volunteer duties or to and from your regular place of gainful employment.
  • as a passenger or crew member in, on boarding, getting off of any aircraft. (There are a few restrictions that you should check with the CRPOA Insurance Office.)
    
    
• Report the injury to your agency supervisor before leaving your shift or no later then 24 hours after your schedule "sign off" time.
  
  
• Your injury prevents you from performing your gainful occupation.
  
  
• Contact the CRPOA Insurance office at 661.944.6887 and provide details of the accident. Follow-up the telephone call with written details of the accident, including the date and time it occurred. Send this information to CRPOA, P.O. Box 5622, San Jose, CA 95150-5622
  or Lombardi@crpoa.org.